Before you apply, you will be expected to answer a number of questions around your financial situation. You can prepare using the Westpac Home Loan Checklist on their home loan page.
This document will ask about your income, assets and financial commitments. It also asks about the purpose of the property purchase, whether you will be building and for proof of identification.
Once you’ve completed the two-page document, talk to Westpac to make an appointment with a finance manager. No matter how you applied, you can check the status of your application online at any time.