An independently owned non-bank lender, eMoney specialises in offering a personalised home loan experience, with a view to help all types of customers – including first homebuyers, the self-employed and those with adverse credit. Assessing each applicant on a case-by-case basis, eMoney aim to analyse individual circumstances and used that knowledge to offer the most competitive home loan deal.
For the home buyer looking for extra home loan features
Whether this is your first home or your second, this home loan is perfect for the owner-occupier who has saved somewhat of a deposit and is looking for a product that will offer extra features such as offset and redraw.
For home buyers looking for a fixed rate with extra features
A home loan designed for homebuyers looking for a fixed rate home loan with extra features such as the availability of redraw facilities and an offset account. In some cases this product also allows for extra repayments.
Get into your dream home before selling your current property
Suitable for those who are still waiting for their current property to sell but are eager to lay claim on a new home. Provides the finance to ‘bridge’ the gap in funds until the current property is sold.
For the property investor
Designed for property investors, this loan is available as a fixed or variable rate, with a usual maximum LVR of 90%. Offset and redraw facilities available.
For the home builder or extensive renovator
If you’re conducting extensive home renovations or need funds to finance the construction of your new home, the eMoney construction home loan will help you to meet your needs.