Buying your first house is a big 'life moment' - especially when you have a family in tow. We list the things to consider before signing the dotted line.
Melanie Hearse03 May 2021 | 7 min read
What are the pros and cons of buying a display home? Is it better to build your own home instead? We discuss what to watch out for.
Melanie Hearse27 Apr 2021 | 6 min read
Home loan approvals for Aussies have fell slightly in February 2021, but still remain high compared to previous years as shown by ABS data.
Melanie Hearse26 Apr 2021 | 3 min read
Some Aussie homebuyers are trying to stretch out their budgets so they would avoid asking the bank for more money when buying a property.
Melanie Hearse15 Apr 2021 | 4 min read
With the RBA cash rate still at an all time low, will mortgage rates stay low or have we reached the end? Australia's rates are changing so read up!
Melanie Hearse08 Apr 2021 | 4 min read
A pesky occurrence in many a home, left unchecked mould can quickly grow out of control. How to get rid of mould without jumping to harsh chemicals.
Melanie Hearse23 Mar 2021 | 7 min read
Demand for housing is high, and first home buyers are leading the charge. We look at incentives available.
Melanie Hearse22 Mar 2021 | 8 min read
Ever heard of a cleaning product that can be used on your hair and face as well as around the house? Castile soap, the ultimate cleaning hack.
Melanie Hearse16 Mar 2021 | 6 min read
Many homeowners looking to move often ask themselves if they should buy before selling. To answer this question, you need to consider financial conditions and market settings, as well as the benefits ...
Melanie Hearse10 Mar 2021 | 7 min read
NSW is considering stamp duty reforms which could see buyers choose between paying the cost outright or as an annual tax.
Melanie Hearse08 Mar 2021 | 7 min read
The Morrison government says it's willing to fund a new gas infrastructure project if the private sector won't. But will it increase household savings?
Melanie Hearse13 Nov 2020 | 6 min read
The Victorian Government has extended its moratorium on evictions to 28 March 2021. Here's everything landlords and investors need to know.
Melanie Hearse12 Nov 2020 | 6 min read
Looking into buying your first investment property? Everything you need to know about financing and home loan options for investment properties.
Melanie Hearse19 Oct 2020 | 12 min read
This years lockdown as well as a new work and study from home lifestyle has radically changed what we want in our homes and where we want to live.
Melanie Hearse16 Sep 2020 | 7 min read
Want a home loan but worried your casual employee status will get in the way? We explain the ins and outs of home loan approval for casuals.
Melanie Hearse08 Jul 2020 | 8 min read
Being a sole trader can be both freeing but also financially challenging. The low-down on strategies to protect your assets as a sole trader.
Melanie Hearse06 Jul 2020 | 6 min read
Referred to as interest-free payment providers, Zip Pay and Afterpay are not classed as credit cards or loans, but can they affect your chances of mortgage approval?
Melanie Hearse03 Jul 2020 | 6 min read
The combination of a change to Capital Gains Tax (CGT) exemption rules and COVID-19 restrictions could cause a headache for expats trying to sell.
Melanie Hearse13 May 2020 | 8 min read
Get back to nature and make the most of those extra iso-hours with some potted good: how to create your very own garden escape.
Melanie Hearse09 May 2020 | 7 min read
Looking to earn more money from the one property? Here's what you need to know about dual income properties.
Melanie Hearse09 Apr 2020 | 4 min read
Desperate to ward off any extra isolation-related weight? The news is good on the fitness front - there are limitless options out there to meet all tastes.
Melanie Hearse04 Apr 2020 | 5 min read
Small business is adapting in creative ways to ride-out the Covid-19 shutdown, so it's only fitting we do our part too. Here's to supporting your local.
Melanie Hearse01 Apr 2020 | 6 min read
While coronavirus and climate change vie to sink our tourism and travel industries, lending has found an interesting way to create the change we need to see in the world.
Melanie Hearse27 Mar 2020 | 6 min read
Both fuel-efficient and not costing the earth, while admitting less CO2 than a petrol engine, a hybrid could be the vehicle solution you've been looking for.
Melanie Hearse15 Mar 2020 | 5 min read
While the Covid-19 pandemic has led the banks to expand their hardship criteria, open communication with your lender remains the most sage financial advice.
Melanie Hearse09 Mar 2020 | 4 min read
A way to budget your spending while still having fun? Sounds impossible. Whether you're saving for a deposit or to meet repayments you can still have fun - just follow these tips!
Melanie Hearse21 Feb 2020 | 5 min read
Australians have always yearned for an investment property by the beach, but according to science-backed analysis, climate change will leave 1 in 19 properties uninsurable by the end of the decade.
Melanie Hearse20 Feb 2020 | 5 min read
While debt is often talked of in a negative fashion, it's not all bad. But in this big wide world, what determines good versus bad debt?
Melanie Hearse02 Jan 2020 | 5 min read
Make your new rental feel more like home with these tips to personalise the space to your style - without breaking your bond.
Melanie Hearse13 Nov 2019 | 4 min read
Got a mortgage but want to take advantage of the low rates and nab an investment property? According to PGA, now's a good time so join us as we tell you how - including all the dos and don'ts.
Melanie Hearse23 Oct 2019 | 4 min read
A recent widescale study found kitchens top our to-do list when it comes to home renovations. Here’s what else it reveals about Australian reno habits.
Melanie Hearse01 Oct 2019 | 3 min read
Conveyancing: What is it and why is it necessary? And, is it possible to do it yourself? Join us as we talk to OpenAget's Ellen Orton.
Melanie Hearse21 Aug 2019 | 6 min read
What jobs are DIY-able and what should be left to the professionals?
Melanie Hearse06 Aug 2019 | 6 min read
House been on the market, but failing to move? Here's some real estate agent approved tips and tricks to improve your chances.
Melanie Hearse15 Jul 2019 | 4 min read
All homes have a maximum value they'll achieve based on location and size. So, if your purchase price and renovation costs exceed this amount, you've overcapitalised. Here's how to avoid doing it.
Melanie Hearse09 Jul 2019 | 4 min read
A buyers' agent shares her top tips for keeping your emotions at arm's length when picking and purchasing your first home.
Melanie Hearse09 Jul 2019 | 4 min read
Whether you're feeling on top of your finances or tend to fly by the seat of your pants, a financial planner may offer more than you thought.
Melanie Hearse08 Jul 2019 | 5 min read
When one couple decided they wanted better service from their lender, they didn't realise they'd also be saving tens of thousands of dollars and shaving a decade off their loan by refinancing their mo...
Melanie Hearse20 Jun 2019 | 4 min read
Buying or selling property? Keep our handy property jargon cheat sheet on hand to save you nodding along blankly during the proceedings!
Melanie Hearse11 Jun 2019 | 6 min read
With an increasingly ageing population, investing in future retirement living hotspots is a great focus for your property investment portfolio. Here are five suburbs worth considering.
Melanie Hearse21 May 2019 | 5 min read
From practising the art of silence to making an offer with your pre-approvals in order, a buyers' agent shares their tips for negotiating the best possible price on your next property purchase.
Melanie Hearse29 Apr 2019 | 4 min read
If you've ever considered turning your investment property into a short term rental, here's what you need to know before diving in.
Melanie Hearse09 Apr 2019 | 5 min read
In an increasingly cashless society, it can be challenging to teach children to value and manage money. Here are some simple ways to help them grow up to be financially savvy.
Melanie Hearse01 Apr 2019 | 4 min read
Scammers consistently change their methods to capitalise on current trends or events. Get to know the most common scams. Here's what to watch out for.
Melanie Hearse19 Mar 2019 | 5 min read
Heard all the buzz about Marie Kondo’s revolutionary new way to declutter and keep your home tidy and want to know more? Here’s a quick guide to the basics of the KonMari Method.
Melanie Hearse06 Mar 2019 | 4 min read
There have been many recently changes to the lending environment, with lenders becoming more cautious. Here's how you could improve your 'lendability'.
Melanie Hearse01 Mar 2019 | 4 min read
Tiffany Benn, Director of Hart Home Decor, shares her favourite easy-care indoor plants to add style and flair to any room.
Melanie Hearse10 Jan 2019 | 4 min read
Often overlooked during a renovation planning process, fences form a frame for your home and can make or break your home’s curb appeal. Here’s what’s hot for 2019 in fencing.
Melanie Hearse04 Jan 2019 | 4 min read
Here’s our pick of the year's paint colour trends, designed to remind us to unwind and log out daily. Best of all, they won’t look dated by 2020.
Melanie Hearse02 Jan 2019 | 5 min read